Telegram-native finance,
built for the $1 ecosystem.
ONE WALLET brings keyless Multi-Share wallets, QR payments, and token utility into Telegram — so users can open, pay, and participate without leaving the conversation.
Keyless by design
Target 2-of-4 Shamir custody. The key is split into 4 shares across device, Telegram, Recovery Phrase, and an optional Email Shard; any 2 are combined on your device in an isolated context to sign, then wiped — never stored reassembled. No single party, including ONE COMPANY, holds enough share material to move funds.
Opens in Telegram
Launches as a Mini App. No download, no app store gate, no password ceremony.
Designed for payments
Scan, send, settle. A QR rail designed for real merchant volume, not just holding.
Ecosystem-ready
$1 token utility, merchant tools, and mini-app distribution — designed from day one.
A complete stack for Telegram-native money.
Five connected layers — wallet, payments, security, merchant tools, and token utility — designed to operate as one product.
Open a wallet inside a chat.
Keyless onboarding via Telegram. No app store. No seed phrase ceremony. Multi-chain by default.
QR rail, not a portfolio app.
Scan, sign, settle. Stablecoin settlement and signed webhooks for POS reconciliation.
2-of-4 Shamir.
No single persistent point of failure.
Multi-share signing across device, Telegram, Recovery Phrase, and optional Email Shard. No single share — including the Telegram share — can move funds.
Web3 acceptance, Web2 ergonomics.
REST + webhooks, stablecoin payout, refunds first-class. Built for stores, not whitepapers.
$1 powers the working layer.
Fees, rewards, merchant incentives, and access — designed as a utility token, not a price story.
One product. Three reasons to care.
ONE WALLET serves users, investors, and merchants differently. Pick the path that matches your role.
A wallet that just opens.
Keyless onboarding inside Telegram. Recovery is explicit: use a Recovery Phrase or optional Email OTP when two shares remain. Send, pay, and earn without a seed-phrase ceremony for routine signing.
See the product flow → For investorsTelegram-scale distribution.
A clear market gap, 2-of-4 Multi-Share custody, fixed seven-bucket token allocation, and activity-linked utility — without price, return, listing, or audit promises.
Read the whitepaper → For merchantsWeb3 payments, without the Web3 work.
QR invoicing, stablecoin settlement, a designed 1% fee on settled merchant volume, applicable network and third-party fees, and final on-chain settlement.
See merchant tools →From chat to wallet in four steps.
Telegram is the runtime. No app stores. No seed phrase ceremony. No broken redirects.
Open from Telegram
Launch ONE WALLET as a Mini App. Nothing to download.
Verify your device
Lightweight Telegram session + device share check.
Wallet is created
Shamir shares split across device, Telegram, Recovery Phrase, and optional Email Shard.
Send, pay, earn
QR payments, swaps, and ecosystem rewards from day one.
Keyless by design.
Recoverable by default.
2-of-4 Shamir's Secret Sharing removes the persistent single point of failure that breaks most consumer wallets. Any two of the four shares are combined on your device in an isolated context to sign, then wiped. No single share — including the Telegram share — can reconstruct the key or sign alone.
| Threat | Mitigation | Status |
|---|---|---|
| Device lost | Rotate the device share via the Recovery Phrase or Email Shard + a fresh Telegram-bound share. | Mitigated |
| Telegram account or session hijack | The Telegram share alone cannot reconstruct the key or sign — an attacker still needs a 2nd share (device, Recovery Phrase, or Email Shard). An attacker controlling both the Telegram account and email inbox can recover without the Recovery Phrase — the accepted trade-off for lower recovery friction. High-value transfers add re-auth + cooldown. | Residual risk |
| Compromised device attempts a sign | Even when device and Telegram shares are present, signatures require fresh biometric re-auth and pass through cooldowns, high-value limits, and anomaly checks before broadcast. | Layered |
Recovery, not lockout.
If a device is lost, ONE WALLET issues a fresh device share, validated against the Recovery Phrase or Email Shard. The Telegram share alone cannot sign, so a hijacked Telegram account does not move funds. Anyone controlling both the Telegram account and email inbox can recover without the Recovery Phrase.
Audit-targeted, not audit-claimed.
Custody and settlement contracts are scheduled for independent review before mainnet. The whitepaper documents the threat model, share-rotation policy, and operational boundaries — including what we deliberately won't promise.
Security chapterPayments, not portfolio screenshots.
Pay by QR. Settle in stablecoin. Reward in-ecosystem. Built for merchants who need predictability, not speculation.
- Merchant generates an invoiceStatic or per-order QR with chain, amount, and memo.
- User scans inside TelegramONE WALLET resolves chain, displays receiver, fees, and FX preview.
- Shamir signs and broadcastsMulti-share signature on the chosen chain. No seed prompt.
- Settlement webhook firesMerchant receives stablecoin and a signed event for POS reconciliation.
Merchant-grade, not crypto-grade.
A REST + webhook stack lets stores accept Web3 without learning Web3. Settlement defaults to stablecoin; designed fees are 0.8% on swaps and 1% of settled merchant volume, plus network and third-party fees. Confirm finality before treating a payment as complete.
Utility first. Allocation second.
$1 powers the ONE WALLET economy — fees, rewards, merchant incentives, and ecosystem access. Designed as a working asset, not a price story.
Fee discounts
Use $1 for designed preferential payment and swap fee tiers, subject to final token and legal review.
User rewards
Earn $1 for active payments, referrals, and on-chain activity.
Merchant incentives
Settle in stablecoin; $1-based merchant fee incentives are designed, subject to final terms.
Ecosystem access
Unlock premium mini-apps, partner perks, and early features.
Governance signals
Vote on rewards, fee curves, and ecosystem listings.
Supply discipline
Fixed cap of 10,000,000 $1 with no additional issuance; release schedules are published as each allocation activates.
A fixed-supply digital dollar.
Fixed cap of 10,000,000 $1 with no additional issuance — a scarce digital dollar built on the TON blockchain.
Token distribution
Allocation of the fixed 10,000,000 $1 supply.
- Mining Pool25%2,500,000
- Ecosystem Fund10%1,000,000
- Staking13%1,300,000
- Team / Development17%1,700,000
- Liquidity / Exchange15%1,500,000
- Marketing / Partnerships10%1,000,000
- Presale10%1,000,000
Disclaimer$1 is a utility token. ONE WALLET makes no promises of price appreciation, returns, or exchange listings. Final tokenomics are subject to legal review.
Wallets become commerce.
Commerce becomes ecosystem.
Each layer compounds the next. Users open wallets, wallets create merchant demand, merchants generate $1 utility, $1 utility rewards users.
Public status, no marketing dates.
We publish where we are, not where we wish we were. Dates remain off the page until product, security, and legal owners commit.
Core wallet
- Multi-Share custody
- Telegram Mini App
- Multi-chain send / receive
Payments rail
- QR invoice spec
- Settlement webhooks
- Merchant dashboard
$1 utility
- Fee discount layer
- Reward engine
- Governance signal
Ecosystem
- Mini-app store
- Partner program
- Localized launches
The people building ONE WALLET.
Operators with shipping history across consumer fintech, exchange infrastructure, and Web3 product. We list responsibilities, not slogans.
ONE COMPANY Malaysia foundation.
ONE COMPANY is listed as a Malaysia foundation registered with SSM, Companies Commission of Malaysia. Its mandate supports a global digital platform ecosystem across blockchain, Web3, digital wallets, fintech, AI, games, travel, information services, community, membership, and rewards.
Business Objectives
- Research, education, and support for blockchain and Web3 ecosystem development.
- Build a global digital ecosystem connecting wallets, fintech, AI, games, travel, and information platforms.
- Develop, operate, distribute, and standardize blockchain-based digital platforms.
- Support healthy digital asset and token-based service use, with real-use ecosystems.
- Connect global users and companies through Web3 communities, memberships, and rewards.
- Support AI-based information services, automation, data platforms, and digital innovation.
- Support online games, digital content, NFT, and metaverse ecosystems.
- Activate travel, tourism, payment, and membership-connected digital platforms.
- Cooperate with companies, institutions, and organizations in blockchain, fintech, AI, games, and travel.
- Run seminars, conferences, education, promotion, publishing, and information services for digital platforms.
- Provide digital technology education and startup support for youth, startups, developers, creators, and participants.
- Support fundraising, sponsorship, cooperation, and projects for a global Web3 ecosystem.
- Provide public-interest research, development, consulting, and technical support for digital platforms.
- Support safety, transparency, user protection, and regulatory compliance systems for blockchain services.
The questions that block sign-ups.
Is ONE WALLET custodial?
No single party can move funds. Custody uses 2-of-4 Shamir across device, Telegram, Recovery Phrase, and an optional Email Shard. Any single share — including the Telegram share — cannot reconstruct the key or sign a transaction alone.
What happens if I lose my Telegram account?
Recovery is possible only with two other usable shares. A Recovery Phrase plus an enabled Email Shard can satisfy the 2-of-4 threshold; if the device share remains, the Recovery Phrase can pair with it.
Do I need a seed phrase?
Not for routine signing. ONE WALLET creates device, Telegram, Recovery Phrase, and optional Email Shard shares; any two can reconstruct on your device. Advanced users may export the standard private key.
Which networks are supported?
Initial support targets TON, Ethereum, BNB Chain, TRON, and major stablecoins. The final network list will be confirmed before public launch.
What are the fees?
0.8% on in-app token swaps and 1% of settled merchant transaction volume, plus network gas and third-party protocol fees. $1 preferential rates are intended, subject to final token and legal review.
What is the $1 token used for?
Fee discounts, user rewards, merchant incentives, ecosystem access, and governance signals. $1 is a utility token — not a price promise.
Is ONE WALLET live?
The core wallet is in private testing. The payments rail is in progress. See the public roadmap above for status.