Telegram-native finance,
built for the $1 ecosystem.
ONEWALLET brings keyless Multi-Share wallets, QR payments, and token utility into Telegram — so users can open, pay, and participate without leaving the conversation.
Keyless by design
Target 2-of-3 Shamir custody. The key is split into 3 shares across device, Telegram, and recovery; any 2 are combined on your device in an isolated context to sign, then wiped — never stored reassembled and never held by our servers.
Opens in Telegram
Launches as a Mini App. No download, no app store gate, no password ceremony.
Designed for payments
Scan, send, settle. A QR rail designed for real merchant volume, not just holding.
Ecosystem-ready
$1 token utility, merchant tools, and mini-app distribution — designed from day one.
A complete stack for Telegram-native money.
Five connected layers — wallet, payments, security, merchant tools, and token utility — designed to operate as one product.
Open a wallet inside a chat.
Keyless onboarding via Telegram. No app store. No seed phrase. Multi-chain by default.
QR rail, not a portfolio app.
Scan, sign, settle. Stablecoin settlement and signed webhooks for POS reconciliation.
2-of-3 Shamir.
No single persistent point of failure.
Multi-share signing across device, Telegram, and recovery. The Telegram share alone never moves funds.
Web3 acceptance, Web2 ergonomics.
REST + webhooks, stablecoin payout, refunds first-class. Built for stores, not whitepapers.
$1 powers the working layer.
Fees, rewards, merchant incentives, and access — designed as a utility token, not a price story.
One product. Three reasons to care.
ONEWALLET serves users, investors, and merchants differently. Pick the path that matches your role.
A wallet that just opens.
Keyless onboarding inside Telegram. Plain-language recovery. Send, pay, and earn without managing a seed phrase.
See the product flow → For investorsTelegram-scale distribution.
A clear market gap, Multi-Share custody architecture, token utility tied to real activity, and a referral-driven growth model.
Read the whitepaper → For merchantsWeb3 payments, without the Web3 work.
QR invoicing, stablecoin settlement, webhooks, and ecosystem rewards — ready to plug into your point of sale.
See merchant tools →From chat to wallet in four steps.
Telegram is the runtime. No app stores. No seed phrase ceremony. No broken redirects.
Open from Telegram
Launch ONEWALLET as a Mini App. Nothing to download.
Verify your device
Lightweight Telegram session + device share check.
Wallet is created
Shamir shares split across device, Telegram, and recovery.
Send, pay, earn
QR payments, swaps, and ecosystem rewards from day one.
Keyless by design.
Recoverable by default.
2-of-3 Shamir's Secret Sharing removes the persistent single point of failure that breaks most consumer wallets. Any two of the three shares are combined on your device in an isolated context to sign, then wiped. No single share — including the Telegram share — can reconstruct the key or sign alone.
| Threat | Mitigation | Status |
|---|---|---|
| Device lost | Rotate the device share via the recovery share + a fresh Telegram-bound share. | Mitigated |
| Telegram account or session hijack | The Telegram share alone cannot reconstruct the key or sign — an attacker still needs a 2nd share (device or recovery). High-value transfers add re-auth + cooldown. | Mitigated |
| Compromised device attempts a sign | Even when device and Telegram shares are present, signatures require fresh biometric re-auth and pass through cooldowns, high-value limits, and anomaly checks before broadcast. | Layered |
Recovery, not lockout.
If a device is lost, ONEWALLET issues a fresh device share, validated against the recovery share. The Telegram share alone cannot sign, so a hijacked Telegram account does not move funds.
Audit-targeted, not audit-claimed.
Custody and settlement contracts are scheduled for independent review before mainnet. The whitepaper documents the threat model, share-rotation policy, and operational boundaries — including what we deliberately won't promise.
Security chapterPayments, not portfolio screenshots.
Pay by QR. Settle in stablecoin. Reward in-ecosystem. Built for merchants who need predictability, not speculation.
- Merchant generates an invoiceStatic or per-order QR with chain, amount, and memo.
- User scans inside TelegramONEWALLET resolves chain, displays receiver, fees, and FX preview.
- Shamir signs and broadcastsMulti-share signature on the chosen chain. No seed prompt.
- Settlement webhook firesMerchant receives stablecoin and a signed event for POS reconciliation.
Merchant-grade, not crypto-grade.
A REST + webhook stack lets stores accept Web3 without learning Web3. Settlement defaults to stablecoin, fees are predictable, and refunds are first-class.
Utility first. Allocation second.
$1 powers the ONEWALLET economy — fees, rewards, merchant incentives, and ecosystem access. Designed as a working asset, not a price story.
Fee discounts
Pay payment and swap fees with $1 at preferential rates.
User rewards
Earn $1 for active payments, referrals, and on-chain activity.
Merchant incentives
Settle in stablecoin; top-up $1 to lower acceptance fees.
Ecosystem access
Unlock premium mini-apps, partner perks, and early features.
Governance signals
Vote on rewards, fee curves, and ecosystem listings.
Supply discipline
Fixed cap of 10,000,000 $1 with no additional issuance; release schedules are published as each allocation activates.
A fixed-supply digital dollar.
Fixed cap of 10,000,000 $1 with no additional issuance — a scarce digital dollar built on the TON blockchain.
Token distribution
Allocation of the fixed 10,000,000 $1 supply.
- Mining Pool25%2,500,000
- Ecosystem Fund23%2,300,000
- Team / Development17%1,700,000
- Liquidity / Exchange15%1,500,000
- Marketing / Partnerships10%1,000,000
- Presale10%1,000,000
Disclaimer$1 is a utility token. ONEWALLET makes no promises of price appreciation, returns, or exchange listings. Final tokenomics are subject to legal review.
Wallets become commerce.
Commerce becomes ecosystem.
Each layer compounds the next. Users open wallets, wallets create merchant demand, merchants generate $1 utility, $1 utility rewards users.
Public status, no marketing dates.
We publish where we are, not where we wish we were. Dates remain off the page until product, security, and legal owners commit.
Core wallet
- Multi-Share custody
- Telegram Mini App
- Multi-chain send / receive
Payments rail
- QR invoice spec
- Settlement webhooks
- Merchant dashboard
$1 utility
- Fee discount layer
- Reward engine
- Governance signal
Ecosystem
- Mini-app store
- Partner program
- Localized launches
The people building ONEWALLET.
Operators with shipping history across consumer fintech, exchange infrastructure, and Web3 product. We list responsibilities, not slogans.
ONE COMPANY Malaysia foundation.
ONE COMPANY is listed as a Malaysia foundation registered with SSM, Companies Commission of Malaysia. Its mandate supports a global digital platform ecosystem across blockchain, Web3, digital wallets, fintech, AI, games, travel, information services, community, membership, and rewards.
Business Objectives
- Research, education, and support for blockchain and Web3 ecosystem development.
- Build a global digital ecosystem connecting wallets, fintech, AI, games, travel, and information platforms.
- Develop, operate, distribute, and standardize blockchain-based digital platforms.
- Support healthy digital asset and token-based service use, with real-use ecosystems.
- Connect global users and companies through Web3 communities, memberships, and rewards.
- Support AI-based information services, automation, data platforms, and digital innovation.
- Support online games, digital content, NFT, and metaverse ecosystems.
- Activate travel, tourism, payment, and membership-connected digital platforms.
- Cooperate with companies, institutions, and organizations in blockchain, fintech, AI, games, and travel.
- Run seminars, conferences, education, promotion, publishing, and information services for digital platforms.
- Provide digital technology education and startup support for youth, startups, developers, creators, and participants.
- Support fundraising, sponsorship, cooperation, and projects for a global Web3 ecosystem.
- Provide public-interest research, development, consulting, and technical support for digital platforms.
- Support safety, transparency, user protection, and regulatory compliance systems for blockchain services.
The questions that block sign-ups.
Is ONEWALLET custodial?
No single party can move funds. Custody is shared via 2-of-3 Shamir across device, Telegram, and recovery. Any single share — including the Telegram share — cannot reconstruct the key or sign a transaction alone.
What happens if I lose my Telegram account?
You can still recover. The recovery share, paired with a fresh device share, restores wallet access without needing the original Telegram session.
Do I need a seed phrase?
Not by default. ONEWALLET uses Multi-Share (Shamir) custody, so there is no single seed to manage. Advanced users may export an encrypted backup.
Which networks are supported?
Initial support targets TON, Ethereum, BNB Chain, and major stablecoins. The final network list will be confirmed before public launch.
What are the fees?
Network gas plus a transparent ONEWALLET fee for swaps and merchant payments. Holding $1 reduces fees at preferential rates.
What is the $1 token used for?
Fee discounts, user rewards, merchant incentives, ecosystem access, and governance signals. $1 is a utility token — not a price promise.
Is ONEWALLET live?
The core wallet is in private testing. The payments rail is in progress. See the public roadmap above for status.